Procrastination among student college

Procrastination among student college which is mean copying other friends' assignment or during examination without using your effort in contribute your ideas. I'm sure that everyone knows what is PROCRASTINATION, truly i used to be one of the procrastination student when i was in high school. Its not the good thing to do because when you got the highest mark in your examination it is not your truly brain level but your friends. Procrastination tendency is not only among student college but students in high school. Some of the students do procrastination because of low confident level in their self because their were afraid to get bad result of their examination, they want to make their parents to proud of them but they use the wrong way to be successful student. They supposed to be honest and sincere in doing every single work to reach toward excellent. As a student, they supposed to use their own creativity and ingenuity of their own to identify the level of their mind fitness. So I suggest that STOP procrastination because it is not good either for you or everyone...

Human Trafficking - new version of slaves

When you look at picture above, what is your first expression about it? its absolutely sympathetic with those children nor women that has been used to be a slaves. Some of them has been kidnapped then sold to the other country in other way for making money. Human trafficking is the illegal trade of human beings for the purposes of reproductive slavery, commercial sexual exploitation and forced labor. Their life was destroy by irresponsible person but we can help them by against it.. Give them a opportunity to live their life as good as possible.

SELAMAT HARI RAYA AIDIL ADHA everyone... :)

Today is our "Hari raya Aidil Adha" which in other mean is sacrificing day. In islamic knowledge, the definition of hari raya aidiladha is the festival of celebrated in conjunction with the pilgrimages performed by muslims , called the Haj and to commemorate Prophet Ibrahim's spirit of Qurban or sacrifice. The Haj is pilgrimage to the holy places in and around the holy places city of Mecca which is the birth place of Islam in Saudi Arabia where pilgrims will perform certain religious rituals and prayers. it is one of the central religious duties of muslims and is enshrined in the quran. According to the fifth tenet of Islam, muslims who are financially and physically able are required to perform pilgrimage to the holy city of Mecca at least once in their life time. The pilgrimage is also inspired by the earlier example obedience of God set by the Prophet of Ibrahim.

After the completion of the Haj, the pilgrims would perform the 'Qurban' or sacrifice. This act is in remembrance of Prophet Ibrahim's willingness to sacrifice his elder son, Ismail, when God commanded him to do it as a test of his commitment to his faith. At the last moment, God miraculously replaced a ram in place of Ismail.

And that is the history of Hari raya aidiladha... I'm very happy to sharing this information to the readers... hope you'll enjoy it... :)

advantages and disadvantages of student loan

Student loan is considered by some to be the solution in getting a college education. But what isn’t generally known is that there are disadvantages involved in getting a student loan consolidation when you need to repay your debts in the future.

Students should be aware of what they are getting themselves into when they avail of a loan that they would have to repay later on with interest when they start working.

Most of the time, students would have to get a loan in order to sustain their education and standard of living. Some loans that students mostly incur include credit card debts and government loans. In the end, some students feel that they have no choice but to avail of student loan consolidation because they feel that it would significantly help them in getting their finances in order but they are unaware of the disadvantages that awaits them. This is because while the advantages of loan consolidation are highlighted, the disadvantages are often downplayed.

Student loan consolidation undeniably has its advantages, but on a deeper look, you may get end up losing more money than you originally thought. One of the first top disadvantages of student loan consolidation is because while you usually have to pay for a lower interest rate by availing of a student loan consolidation, these interest savings may be eaten up because your discharge benefits may be lost. Another second disadvantage is that many people are not aware of is that you can also lose your borrower’s benefits that you currently enjoy from your current loans that are not consolidated. Some borrower’s benefits include interest rate discounts and rebates. The said benefits could already compensate for the lower interest rates that student loan consolidations usually advertise so you have to rethink your options when repaying your debts.

Another disadvantage in a few cases is that paying through student loan consolidation may end up even becoming more expensive to pay than just paying for your loans the ordinary way. This happens when you have several unconsolidated loans and you cannot pay both loans that you have availed of. Student loan consolidation may end up driving up your interest expense when you had chosen to pay the unconsolidated loans first. So you should prioritize which loan you would have to pay first.

You should also consider your personality when you need to apply for a loan. If you have a lot of outstanding debts that range from credit card loans, mortgages, and even health insurance loans, then availing of a student loan consolidation is not for you because you may not be able to cope with the commitment that is necessary to eliminate your loans altogether through loans consolidation. But if you decide to go for it nevertheless, then here are some considerations you must keep in mind to help you choose the best deal possible. Find out the amount of money that can be lent and check also whether that loan can be consolidated with other debts you incurred or are anticipating to have in the future.

Several loan consolidation programs also enable you to choose between fixed and varied interest rates. Some have penalties for paying a pre-payment; you should not choose this kind of program. In addition, research on the penalties that the program has in case you default on the payment because you may never know whether you will get unemployed or lack the necessary income in the future.

Also, some student loan consolidation makes it necessary for you to get other loans in order to get into their program so know the student loan consolidation program you are getting into thoroughly before availing.

The last disadvantage of getting a student loan consolidation is the fact that you cannot predict the prevailing interest rates in the future so you may actually end up paying more for the repayment if the interest rate in the future is lowered. On the other hand, the reverse is also true, you can benefit if the prevailing interest rate is higher than the interest you are paying for your student loan consolidation. Overall, you really have to weight the advantages and disadvantages of student loan consolidation carefully based on your personal background, your overall lifestyle, and your needs.

Quotes

i think everyone knows what is quote right?.. since my last post i regularly search and find out every quotes that i think some of it give an inspiration to me. There is a quote that i think it is very inspiring to me, here i show you the quote that i meant.

" forget the risk and take the fall, if its what you want, then it's worth it all "

When we are on our life's journey towards happiness one thing that we must quickly learn is that we must take risks. In order to live the greatest possible life we can live we must be willing to forget the failure we may experience, and to try to work towards a goal despite their being that chance. Sometimes we have to be willing to risk the unusual, to get away from the ordinary results from doing the same things again and again.

Every opportunity that we take in life has some sort of risk involved, and most times the biggest opportunities are the biggest risks to take. It is better to risk starving to death, than to give up and surrender to living life as ordinary as possible in order to avoid taking risks. In order to be fulfilled and liberated a person must be willing to embarrass their self; be willing to dare to be great risk.

i am new in blogging~

actually i used to have a blog a few years ago but it just a temporary because i not kind of a blogger person sort of thing. My older blog is in Malay version which is in other mean i'm not so good in English language.. i stopped blogging when i in PMR because i rarely updating my blog so my interesting in blog dissappeared. I started to created a blog when my lecturer asked us to make our own blog for our assessment, although i already had a blog before but i was startled when i heard of "blogging is one of the assessment".. it was a long time since i stopped blogging.. and now here i am write in my own blog.. firstly, i want to apologize on my error in grammar... like i mention before i am not good in English. when i think back blogger is also good for us which is sometime we cannot express our feeling by telling someone that we trust about anything that you want to share of but when you get something that can express your feeling it feels like you do not need your friends, its not what i meant by dont need a friends entirely but you cant built upon you friends all the time right? so blogging is you another "FRIEND" which is they cannot talk but they always hear what you've said and be there for you when you are faced with difficulties to express your feelings that you cannot expressed. besides of expressing, you also can write your opinion or sort of thing of something to tell to your follower or anyone that read your blog at least you are contribute by giving the knowledges that they did not know before this. i think thats all i can share so far and i leave you with a qoute that i found in this site ,

"Blogging is an art which can be explored for knowledge sharing, Interactive journalism, Self-marketing, Self-expression and Community building. "

reading and writing (homework)

2 simple sentence :

a) bibi went to college and complete her assignments with her friends.

b)Jack plays tennis.

2 compound sentences :

a) azman missed the bus, so he can not go to work.

b) zetty went to the shopping mall, but amy just waited her at the restaurant

2 complex sentence:

a) even though her mother already bought the same T-shirt yesterday, she want to buy a new T-

shirt today.

b) although his bus is waiting outside his house, he still want to go to college with his father.

2 compound-complex sentence:

a) besides doing the course, Katy listening to the radio, and messaging with her friends.

b) even though Remy already got final reminder letter, he still not going to the college and escaped the classes.

Life like a cup of coffee (reflection journal)

Reflect journal is one of my assessment work in class of Academic reading and writing. In the class our lecturer had shown us a video which is called "Life is like a cup of coffee". After watching the video my opinion are it was the spiritual video that gives me an inspiration and the true meaning about the cup of coffee. "cup" is like a property in life while "coffee" is referred as our life. I realize that in our life we have seen people in this world are more to become a rich, powerful, successful, wealth and so on. they rather choose the cup but they did not know that they only has been clouded by the beauty and decoration of the cup. They does not care about the taste of the coffee. I do not deny about people in this real world are competing to become more better for their futures but they suppose to stabilize it with their life. Being a wealthy, careers and powerful person does not guarantee your life. we suppose to be grateful what we have got. what we have now is only temporary, sooner or later it will be taken back by the creator. so do not be over proud or arrogant in your achievement of life. we suppose to think about our life because at the end what we do in our life is the main thing that have to be count. sometimes when people who had achieved the things that their dream of they become such an arrogant, be delirious, forget their responsibility and forget to carry out their obligations in terms of religion. moreover, some people willing to become success by using the wrong way in terms of law and religious law. to be a success not only internal but also external should be considered. so, my conclusion is to become a great human we have to be good in internal and external either in life or others. we also have to stabilize it to make our life more meaningful.